Personal Finance Blog | Money Management | Money Saving Tips — Think Your Way to Wealth

Developing Your Financial Willpower

January 7, 2011

A lot of times, when we want to change a habit or accomplish a goal, we start off with the best of intentions, only to fall back into our old ways and habits after a short period of time. This is a big reason so many New Year’s resolutions fail. We become so accustomed to [...]

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Taxpayers Who Itemize Must Wait Until Mid-February to File Tax Returns

January 5, 2011

The IRS announced last week that taxpayers who itemize will have to wait until mid to late February to file their taxes, due to the late tax bracket changes and extension of deductions that were extended in the Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 that became law on Dec. 17. [...]

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Ways to Avoid Costly ATM Fees

January 4, 2011

I try to carry cash on me for daily/personal expenditures- my allowance money, so to speak. I usually try to take enough out for about a week, but things often come up like picking up milk or groceries on the way home, or other purchases that I didn’t really plan for, and I end up [...]

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2011 Federal Income Tax Brackets and Tax Changes

January 2, 2011

Now that the Bush tax cuts have been extended and signed into law by President Obama, the 2011 federal income tax brackets, for taxes to be paid in 2012, have become official. While it seems like a long way off until you have to file your taxes, these are the rates that will be used [...]

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Happy New Year

January 1, 2011

photo credit: valcanno Happy New Year from Think Your Way to Wealth!! Best Wishes and Good Luck with all of your endeavors (especially money related ones) in 2011!

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Using SMART Goals for Personal Financial Resolutions for the New Year

December 31, 2010

Since the new year is almost upon us, many people have New Year’s resolutions on their mind. Typical resolutions include quitting smoking, losing weight, and personal finance or money management resolutions, such as: Paying off debt Saving more for retirement Budgeting better or better money management Becoming more frugal/spending less money, and a whole slew [...]

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5 Ways to Deal with Unwanted Christmas Gifts

December 29, 2010

I suppose there is a fine line between being an ungrateful gift recipient, and not wanting something to go to waste, and being somewhat frugal/practical. But sometimes, a gift you’ve been given just isn’t right for you- you may already have the same thing, or something very similar, or just don’t think you will ever [...]

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