Personal Finance Blog | Money Management | Money Saving Tips — Think Your Way to Wealth

How Not To Solve Your Personal Debt Problems….

August 16, 2011

Sometimes, you can learn the right way to do something by watching someone else (or a group of people) do it the wrong way. In light of the recent debate, fighting, and arguing over raising the U.S. “debt ceiling“, here are a few ways on how “not” to go about solving your personal debt problems. Tackle the [...]

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The Little Known Psychology of Delayed Gratification

May 10, 2011

In the age of high-speed Internet, fast food chains and non-stop transcontinental travel, it’s easy to fall into the thinking that everything can and must happen in the blink of an eye. You want to set up a business on your own? Click click and click—your website is up and running, you have an e-newsletter [...]

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I Bond Rate for May 2011 through October 2011- 4.60 %

May 2, 2011

May 2011- I Bond Earnings Rate 4.60 %, Fixed Rate 0.0 % The I Word, or inflation has finally reared its ugly head according to the CPI, which is reflected in the 6 month offering period for I bonds, with a semi-annual inflation rate of 2.30%, and an overall return of 4.60% for at least [...]

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TrueEarnings(R) Card from Costco and American Express Review

April 29, 2011

Warehouse clubs like Costco, Sams Club, and BJ’s are a great place to save money when buying in quantity. While you do need to be careful what you buy, their popularity over the last years. Costco consistently ranks at the top of list of warehouse clubs, due to their selection, prices, and great customer service. [...]

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Money can’t buy happiness, but it can buy…..

April 26, 2011

photo credit: paul.mcgreevy Money can’t buy happiness, as the saying goes. And as much as we sometimes like to think it can or that it will, it really usually doesn’t. It can probably make you happier sometimes, in the short term, but long term, happiness usually comes from living life the way you want, relationships, [...]

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Groupon $20 for $40 (or $45) at the Body Shop

April 25, 2011

Groupon has another big national deal going on today only, for $20 you can get $40 worth of merchandise in-store at The Body Shop. As a bonus, if you use your “Groupon” by May 30th, you will get $45 instead of $40. If you haven’t signed up with Groupon, sign up 1st using my Groupon [...]

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6 Quick Tips for Changing Your Spending Habits

April 20, 2011

In most facets of life, change can be more difficult than you think. We are creatures of habit, and many of our daily routines reinforce who were are as people on a daily basis. While its not too terribly difficult to realize you need to make changes to your habits, whether they are spending, eating, [...]

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