Comments on: 5 Tips for Dealing With Medical Debt

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By: medical bill rates

medical bill rates — Fri, 26 Mar 2010 10:48:30 +0000

Thanks for such a nice post !
Medical bills are a major financial concern for general people.To have a control over these,are the medicare guides that available on the Internet are very helpful.They really provide enough information to find permanent solution to deal with your expensive medical bill.

By: Carnival of Debt Reduction » Welcome to the Carnival for this week

Carnival of Debt Reduction » Welcome to the Carnival for this week — Mon, 08 Mar 2010 07:32:27 +0000

[...] Think Your Way To Wealth has five ways to deal with medical debt. [...]

By: Jamel Rose

Jamel Rose — Sat, 06 Mar 2010 06:06:54 +0000

To receive free or discounted care, you must show proof of your income, expenses and savings. This can include pay stubs, rent or mortgage statements, alimony, child support payments, utility bills, Social Security income, pension, food budget, debts, tax returns, unemployment checks, and bank account statements.

By: Emily

Emily — Fri, 05 Mar 2010 22:04:16 +0000

A few more things to add:

1. If your medical bill is due to your insurance company refusing to pay some portion you should review the terms of your insurance policy, the reason for their denial, and the appeals procedures. Most appeals have tight deadlines but often you can get the insurance company to reverse a decision. Depending on the amount at stake you may wish to hire a lawyer (it is an incredibly complex area of law). Lawyers can also be incredibly effective at negotiating a lower payment to the hospital or doctor.

2. If you aren’t able to negotiate a reduction in the bill, you should be able to actually set up a payment plan. That is preferable to charging the bill on a credit card because you won’t usually be charged interest by the medical provider.

By: Ken

Ken — Wed, 03 Mar 2010 19:55:11 +0000

Great tips…hospitals are always looking for a way to get cashin hand…especially in this economy. Negotiating will get results.