Festival of Frugality #218- America Saves Week Edition
Welcome to the Festival of Frugality #218- America Saves Week Edition.
It is America Saves Week this week, February 21st -28th, 2010, and what better way to save money than by practicing frugality! Honestly, the fastest way to save money is by being frugal and spending less than you earn, as for most people it takes time in order to increase their income. Since the theme is saving money this week as well as frugality, I tried to include as many money saving related articles as possible with this week’s festival. My thoughts or comments follow each article in italics. Hope you enjoy!
To read more about the America Saves Campaign and America Saves Week, visit America Saves and America Saves Week.
It was tough to pick, but here are my favorites from this week’s submissions:
Frugal Babe presents When The Going Gets Tough posted at Frugal Babe. Great thoughts and tips for avoiding “frugality fatigue”.
Silicon Valley Blogger presents How To Use Electronic Coupons With Your Grocery Card posted at The Digerati Life. This is something new to me-have you tried electronic coupons yet with your grocery card?
Jason presents Finding Happiness: How You Can Own More by Owning Less posted at Redeeming Riches. Living on less can lead to a more rewarding life.
Nicki presents Drawing The Line With Cell Phone Plans posted at Domestic Cents. Waiting as long as possible before upgrading electronics and other gadgets is a great frugal tactic.
Now, on to the rest of the festival!
Frugality and Spending Less
PT presents Fun, Frugal, Family and Friends Outings posted at PT Money. Good tips on getting frugal outside of the house.
J. Money presents Life in Grad School Doesn’t Have to Suck…All Your Money posted at Budgets are Sexy. Some great tips from Mrs. Sexy (had to point that out-its not often you get to use “Mrs. Sexy” in a personal finance blog post unless you happen to be J. Money ) on saving money in grad school.
Jeff Rose presents How to Keep Your Computer Files Safe and Sound posted at Good Financial Cents. Ways to back up your important files on the cheap.
Sally presents 5 Ways to Save Money On Cosmetics and Toiletries posted at Money Crashers. Tips on saving money by examining your habits and the brands you buy.
FMF presents Save Money by Shipping Your Luggage posted at Free Money Finance. With all of the extra fees most airlines charge for luggage these days, it may save you money to ship it separately, believe it or not.
Selina Johnson presents Cheap Date Night Ideas posted at Tips and Snippets. Just because Valentine’s Day has passed doesn’t mean you can’t be romantic on a budget on a regular basis.
Oilandgarlic presents Simple Living, Italian Style: The Kitchen posted at Oilandgarlic’s Blog. Do you really need the latest kitchen appliances and gadgets to cook- or is it really a want and not a need?
Joe Johnson presents How to Be Fashionable on a Budget posted at Fashion Merchandising. I don’t know much about fashion, but these are good tips on spending less whether you are fashionable or not, I think.
Nicole presents Fix-It Friday: Cat Door posted at Rainy-Day Saver. Doing it yourself is a good way to be frugal.
Polly Poorhouse presents Negotiating camp prices posted at Economic Crunch. Always ask if there is any type of aid or discounts for camp and other school activities or functions-it could save you money.
Bucksome presents 4 Steps to Successful Gift Giving posted at Buck$omeboomer’s Journey to Retirement. Simple tips, but effective!
Financial Samurai presents Let “Freement” Reign! Spending Paralysis, Material Lust And Obsession posted at Financial Samurai. If freement becomes a word in the Oxford English Dictionary one day, you can say you knew the guy that coined the word!
Penny presents Tomato Tandoori Seitan, and Miso Seitan Stir Fry posted at Penniless Parenting. Kick your frugal cooking skills up a notch!
Dawn presents A Crockpot Succeed and Failure posted at Frugal For Life. My wife uses the crock pot all of the time (she does let me turn it off for her sometimes but that is the only time I’m allowed to touch it), she would be totally bummed out if her’s broke! (Read part 2 of the article for positive results though!)
Kyle James presents Frugality In Practice: Needs Vs. Wants posted at Rather-Be-Shopping.com. Have your needs vs. wants changed over time?
Taxes & Credit
Four Pillars presents How Long Before I Get My Income Tax Refund? posted at Quest For Four Pillars. Get your money back as quickly as possible to start saving right away! Giving free loans to Uncle Sam isn’t really frugal.
Peak Personal Finance presents Don’t Forget These Home Office Tax Deductions posted at Peak Personal Finance. Not taking deductions you are entitled to is definitely not frugal!
Single Guy Money presents Taxes Filed – Results Not As Bad As I Thought posted at Single Guy Money. Minimizing your tax refund can be a great way to increase your cash and save more during the year.
Craig Ford presents How To File Federal Taxes Online For Free posted at Money Help For Christians. A good guide to free tax filing online, and we know free = frugal.
David deSouza presents Tax Rebate Forms – Tips and Advice posted at Tax Return Blog. Tax rebate tips for those in the U.K.
Money Beagle presents How Citibank Paid For Our New TV posted at Money Beagle. If getting a TV for free isn’t frugal, I don’t know what is!
MDP presents New Credit Card Laws to Protect Consumers Begin posted at My Dollar Plan. Make sure you know what effect the new credit card rules may have on your finances.
FIRE Finance presents Annual Fee Introduced for Citi Cash Returns Credit Card posted at FIRE Finance. Paying unnecessary credit card fees is undoubtedly “unfrugal”. So don’t do it!
Budgeting and Debt
The Smarter Wallet presents Dave Ramsey: A Debt Fighting Guru’s Money Philosophies posted at The Smarter Wallet. Frugality and debt reduction can be a powerful combination.
Jim presents Budgeting Is About Your System, Not Your Tools posted at Bargaineering. Budgeting can be a great way to live more frugally and save money.
Jason presents Budgeting Bulimia posted at Live Real, Now. The binging in government spending has been going on for a long time know-when will it end?
Other Great Frugal & Money Saving Articles
vh presents Rant: Costco’s consumer-proof packaging posted at Funny about Money. It is ridiculous how much waste some companies use when packaging their products- and how hard they are to open!
DR presents Are Discount Health Plans a Scam? posted at The Dough Roller. Getting ripped off while trying to save money is definitely not cool- especially on something as important as health insurance.
The Investor presents Should you lose pay when snow keeps you from work? posted at Monevator.com. Not getting paid is certainly no way to save money-avoid it if you can.
LeanLifeCoach presents The Space Pencil posted at Eliminate The Muda!. I must admit, I love my Fisher bullet pen (fits easily in my pocket), but how many things are wants instead of needs? I am still not sure what I would do with an apple iPad (what is it supposed to be used for?), although of course, they do look cool!
Wealth Pilgrim presents Financial Aid Forms ? Best Way To Increase College Aid for Free? posted at Wealth Pilgrim. Saving money on college expenses can be huge.
Joe Plemon presents Lessons Irvin Taught Us on Driving, Finances and Life posted at Personal Finance By The Book. Great tips on driving that relate to finances learned from a father-in-law.
Paul Williams presents How to Find $50 a Month to Give to Charity with Minimal Effort posted at Provident Planning. Want to give more? Start by cutting your personal spending.
Financial Uproar presents The Solution To Financial Literacy Doesn’t Lie In Public Schools posted at Financial Uproar. Is school really a good place for kids to learn about personal finance? Is it better than nothing?
Darwin presents Is Paying Kids for Good Grades Wrong? posted at Darwin’s Finance. Is it OK to bribe kids for good grades? It may not be frugal for parents, but it could save them money in the long run.
Case Ernsting presents Unemployment Doesn’t Have to Suck posted at FinditLocal411 Blog. Some tips for staying positive & cutting expenses if you lose your job.
Great personal finance photos courtesy of alan cleaver
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