Ways to Save Money on Your Pets

by RC on October 16, 2008

While pets can be wonderful companions, especially cats and dogs, they do cost money and can be expensive. I never had a cat or dog when I was younger, (I am actually allergic to cats), mainly because my parents were not “pet” people. About 7 or 8 years ago, while we were still dating, my wife bought me a dog. I was pretty excited, having never had one, and I have enjoyed my dog’s companionship over the years. But the associated costs of having a pet, especially a cat or dog, can be quite high. We’ve been pretty lucky with our dog, she has not had too many health or other problems (besides the one right after we got her which I talk about below). But as of 2007, Americans were spending $41 billion per year on pets. Looking for some ways to keep costs down? Try some of these below, and if you have any others add them to the comments!

Cut back on treats- While treats can be a good reward, too many can cause your pet to become overweight. Cutting back can keep your pets healthier and save.

Get your pet spayed or neutered- A no brainer, but many people do not bother to do it. Besides keeping the pet population low, it can keep you from unwanted, costly surprises!

Get regular checkups- Just as you should do yourself with your doctor, regular checkups can keep your pets healthier and avoid costly illnesses and treatments.

Give your pet heart worm medicine- When we 1st got our dog, in between its last round of shots and the first time we took her to the veterinarian, she got heart worm. About $1000 later, she was fine, but it was very expensive to treat.

Try generic dog or cat food- Although you need to be careful with your pet’s diet, as some can be subject to stomach distress, consider buying generic pet food, which is usually much cheaper.

Take advantage of discounts on spaying/neutering- Many pet stores, in conjunction with adoptions from a local SPCA, sometimes offer low cost spaying or neutering.

Get a pet from the SPCA- Instead of buying a purebred dog or cat, give a pet a home by adopting one from your local SPCA and save some money.

Buy food in bulk- Don’t buy small bags of pet food at a grocery store, buy them in bulk at a warehouse store or walmart for maximum savings.

Shop around for boarding- Some places are a lot more expensive than others-it pays to shop around when looking for a place to board your pet.

Have someone pet sit while you are on vacation instead of boarding- Better yet, find a friend or relative who is willing to watch your pet for you.

Think small- like a fish, etc. Depending on your situation, a cat or dog might not be right for you. Consider something smaller, such as a fish, bird, or hamster. Their associated costs will be a lot cheaper.

Consider pet insurance-I have not really looked into this yet, but it is becoming a lot more popular, and could potentially save you money on vet bills.

Give them proper exercise- Especially with a dog, make sure your pet gets enough exercise to keep them healthy.

Try a Vet school- Although most people probably don’t have this option, if you do happen to live near a large metro area with a vet school, check to see if they offer vet services, which many do at a discounted rate.

Fence your yard- If you have a dog, especially a more aggressive breed, a fence can keep your dog out of trouble and keep you from getting slapped with a costly lawsuit.

Perform grooming yourself- Wash your dog or cat yourself, learn how to trim their nails properly, etc. The cost of getting your dog groomed on a regular basis can add up over time.

Shop online for meds- I have not actually done this myself either, but I know several people who get their pet’s medication online, and save money by doing it instead of buying locally.

Educate yourself on breeds- If you are looking into buying a purebred dog or cat, research the breed before you buy for temperament, common aliments, etc., so you know what you are getting into.

Get a second opinion- If your pet needs a costly medication or procedure, consider getting a second opinion from another vet. At a minimum, research on the internet and find out as much as you can about the condition.

Image by moriben

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TC October 16, 2008 at 8:23 am

I like most of your ideas, especially getting pets at the Humane Society, but I would beware getting generic foods. As we have seen over the past year or so, pet foods, even the “premium brands,” can have less-than-premium ingredients. Generics have more fillers, many of which aren’t particularly good for animals, and some are downright dangerous. I would certainly ask my vet before feeding my cats “Special Kitty” or the like.

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isa savings October 16, 2008 at 9:01 am

“But as of 2007, Americans were spending $41 billion per year on pets. ” What an astonishing stats that is, I love pets and actually have 3 rottweilers and a hamster. Each one of my dog costs a whole lot of money from cages to feeding and health care. But I do agree with the first point – reduce the treats you give to pets, in earnest all your tips will be given deeper thoughts.

Thanks

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