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Think Your Way to Wealth

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Your Health and Money- Save Money by Living Healthier

by RC on March 14, 2008

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With health-care costs rising even faster than the rate of inflation over the last few years, its no wonder that one of the key issues of the presidential campaign season is health-care reform. Many people are worried about whether they will continue to be able to afford health-care premiums, prescriptions, or other medical needs in the coming years. Similar to investing for your retirement as early as possible, by taking care of yourself and your body as early in your life as possible, you can potentially avoid health problems later in life. Here are some ways to start living healthier now.

Get regular medical checkups-While you may have to pay a co-pay for an office visit, it makes no sense to spend hundreds of dollars a month on your health-care premiums only to skimp because you don’t want to pay a co-pay for a visit.  A lot of people, myself included, don’t really like going to the doctor, especially when we don’t feel ill, but getting a checkup ever year or two, even if you are young and healthy, (or more often if you are older) can alert you to potential problems such as high cholesterol, high blood pressure, or other conditions which can develop into lifelong chronic illnesses if you don’t take preventative measures early enough.

Get enough sleep-The amount of sleep an adult needs every night is debatable and varies from person to person (many experts recommend between 7 to 8 hours a night), but you generally know when you are not getting enough. 

Get your teeth cleaned regularly-This is another area where people like to put off regular visits.  But putting off regular cleanings and exams can turn small problems, such as a small cavity, into larger ones such as a crown or other dental work.  Again, if you have any sort of dental insurance, use it. You should also brush twice a day and floss your teeth.

Take Vitamins- The argument against taking vitamins, which some people even consider a waste of money, is that you can get all you need from a well-balanced diet.  If you are lucky enough to eat a well balanced diet every day, then maybe you don’t need to take them.  But I would guess that a lot of people don’t eat as healthy as they would like, and taking a generic multivitamin everyday is pretty cheap insurance that you are getting at least the RDA of important vitamins and minerals.

Get regular exercise- Simply adding 15 to 30 minutes a day of something as simple as walking can improve your overall health, and exercise is a great stress reliever as well.

Drop your Bad Habits- Smoking, excessive alcohol consumption, and unhealthy eating habits all work against you living a healthier life and lifestyle.  By giving up your bad habits, or at least cutting back, you will feel better, become healthier, and potentially live longer.

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