How Badly Do You Want to Get Out of Debt?

Trent over at the Simple Dollar had a post yesterday in which he stated the old adage “the rich get richer and the poor get poorer” is a myth, and received many comments in disagreement. It even prompted a follow–up post regarding ways people can improve their situation, regardless of where they are now. A sentence from his follow-up post which really caught my attention was as follows:

“You don’t need anything except a desire to accomplish more than you’re accomplishing and the work ethic to do something.”

It really got me thinking, especially regarding personal finances, that in order to dig yourself out of a hole, e.g., get out of debt, no matter how deep it may be; you really, really have to have a desire to change your situation. I don’t mean just “wishing” you weren’t in debt, or had more money. You have to have to develop a burning desire and then act on that desire. You have to focus all available time, energy and other resources towards getting where you want to be, whether it is getting out of debt, becoming wealthy, or any other goal. One of the reasons I started this blog, thinkyourwaytowealth.com, was to keep myself focused on getting out of debt and growing wealthy.

In order to accomplish any goal, you have to:

Decide what you want.
Decide how badly you want it, i.e., develop a burning desire, and then
Focus your time and energy towards accomplishing your goal until you achieve it.